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	<title>Auttr &#187; L.J. Marhefka</title>
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		<title>Earl Bruce speaks in front of Ohio Auto Dealers at the OIADA Annual Awards Banquet!</title>
		<link>http://auttr.com/blog/2010/12/07/earl-bruce-speaks-in-front-of-ohio-auto-dealers-at-the-oiada-annual-awards-banquet/</link>
		<comments>http://auttr.com/blog/2010/12/07/earl-bruce-speaks-in-front-of-ohio-auto-dealers-at-the-oiada-annual-awards-banquet/#comments</comments>
		<pubDate>Tue, 07 Dec 2010 03:41:34 +0000</pubDate>
		<dc:creator>L.J. Marhefka</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://auttr.com/?p=5883</guid>
		<description><![CDATA[Coach Earl Bruce spoke in front of a crowd of Ohio Auto Dealers at the OIADA Annual Awards Banquet on Friday (December 3rd) in Columbus. Coach is an energetic and inspiring speaker. He spoke about his coaching days with Woody Hayes and his time as the head coach at the Ohio State University! He also <a href="http://auttr.com/blog/2010/12/07/earl-bruce-speaks-in-front-of-ohio-auto-dealers-at-the-oiada-annual-awards-banquet/" rel="bookmark">(Read more)</a>]]></description>
			<content:encoded><![CDATA[<p><div id="attachment_5884" class="wp-caption aligncenter" style="width: 310px"><a href="http://auttr.com/blog/earl-bruce-speaks-in-front-of-ohio-auto-dealers-at-the-oiada-annual-awards-banquet/earl-bruce-with-the-oiada-december-3-2010-001-4/" rel="attachment wp-att-5884"><img src="http://auttr.com/files/2010/12/Earl-Bruce-with-the-OIADA-December-3-2010-0013-300x155.jpg" alt="Coach Earl Bruce" title="Earl Bruce with the OIADA December 3 2010 001" width="300" height="155" class="size-medium wp-image-5884" /></a><p class="wp-caption-text">Coach Earl Bruce</p></div><br />
Coach Earl Bruce spoke in front of a crowd of Ohio Auto Dealers at the OIADA Annual Awards Banquet on Friday (December 3rd) in Columbus.  Coach is an energetic and inspiring speaker.  He spoke about his coaching days with Woody Hayes and his time as the head coach at the Ohio State University!  He also mentioned his great respect for Coach Tressel.</p>
]]></content:encoded>
			<wfw:commentRss>http://auttr.com/blog/2010/12/07/earl-bruce-speaks-in-front-of-ohio-auto-dealers-at-the-oiada-annual-awards-banquet/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>TARP 2.0 &#8211; Columbus, Ohio &#8211; Friday December 3, 2010</title>
		<link>http://auttr.com/blog/2010/12/03/tarp-2-0-columbus-ohio-friday-december-3-2010/</link>
		<comments>http://auttr.com/blog/2010/12/03/tarp-2-0-columbus-ohio-friday-december-3-2010/#comments</comments>
		<pubDate>Fri, 03 Dec 2010 03:29:09 +0000</pubDate>
		<dc:creator>L.J. Marhefka</dc:creator>
				<category><![CDATA[status]]></category>
		<category><![CDATA[keith whann]]></category>
		<category><![CDATA[L.J. King and Associates]]></category>
		<category><![CDATA[L.J. Marhefka]]></category>
		<category><![CDATA[niada]]></category>
		<category><![CDATA[OIADA]]></category>
		<category><![CDATA[The Car Counselor’s TARP]]></category>

		<guid isPermaLink="false">http://auttr.com/blog/tarp-2-0-columbus-ohio-friday-december-3-2010/</guid>
		<description><![CDATA[Hey folks! Just a reminder to stop by Columbus Fair Auto Auction on Friday December 3, 2010 for the Car Counselor&#8217;s &#8220;TARP 2.0&#8243; Program. The event begins at 9 am. Keith Whann promises a great event. Get there as soon as you can! NO RESERVATION IS NECESSARY and there is no charge to participate. Learn <a href="http://auttr.com/blog/2010/12/03/tarp-2-0-columbus-ohio-friday-december-3-2010/" rel="bookmark">(Read more)</a>]]></description>
			<content:encoded><![CDATA[<p>Hey folks!  Just a reminder to stop by Columbus Fair Auto Auction on Friday December 3, 2010 for the Car Counselor&#8217;s &#8220;TARP 2.0&#8243; Program.  The event begins at 9 am.  Keith Whann promises a great event.  Get there as soon as you can!  NO RESERVATION IS NECESSARY and there is no charge to participate.  Learn more about the event:  http://whanntarp.com/</p>
<a href="http://auttr.com/?attachment_id=5859" rel="attachment wp-att-5859"><img src="http://auttr.com/files/2010/12/TARP.gif" alt="Columbus, Ohio December 3, 2010" title="TARP" width="1" height="1" class="size-full wp-image-5859" /></a>
]]></content:encoded>
			<wfw:commentRss>http://auttr.com/blog/2010/12/03/tarp-2-0-columbus-ohio-friday-december-3-2010/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>NIADA Certified in New England</title>
		<link>http://auttr.com/blog/2010/11/17/niada-certified-in-new-england/</link>
		<comments>http://auttr.com/blog/2010/11/17/niada-certified-in-new-england/#comments</comments>
		<pubDate>Wed, 17 Nov 2010 01:41:34 +0000</pubDate>
		<dc:creator>L.J. Marhefka</dc:creator>
				<category><![CDATA[status]]></category>
		<category><![CDATA[Christina Schrank]]></category>
		<category><![CDATA[keith whann]]></category>
		<category><![CDATA[kyle reese]]></category>
		<category><![CDATA[L.J. King and Associates]]></category>
		<category><![CDATA[L.J. Marhefka]]></category>
		<category><![CDATA[miada]]></category>
		<category><![CDATA[niada certified]]></category>
		<category><![CDATA[NIADA Certified Used Vehicles]]></category>
		<category><![CDATA[NIADA CPO]]></category>
		<category><![CDATA[the car counselor]]></category>

		<guid isPermaLink="false">http://auttr.com/blog/niada-certified-in-new-england/</guid>
		<description><![CDATA[Hi folks! The NIADA Certified Team will be represented at the MIADA Annual Meeting on Wednesday, November 17, 2010 in Boston. Please join us at the event! For more information, please visit: http://www.miada.com/ For more information on NIADA Certified, please visit www.NIADAcertified.com or email LJ@NIADAcertified.com.]]></description>
			<content:encoded><![CDATA[<p>Hi folks!  The NIADA Certified Team will be represented at the MIADA Annual Meeting on Wednesday, November 17, 2010 in Boston.  Please join us at the event! </p>
<p>For more information, please visit:  http://www.miada.com/</p>
<p>For more information on NIADA Certified, please visit www.NIADAcertified.com or email LJ@NIADAcertified.com.</p>
<div id="attachment_5790" class="wp-caption alignleft" style="width: 310px"><a href="www.miada.com"><img src="http://auttr.com/files/2010/11/MIADA-logo-300x106.jpg" alt="MIADA" title="MIADA logo" width="300" height="106" class="size-medium wp-image-5790" /></a><p class="wp-caption-text">MIADA</p></div>
<div id="attachment_5791" class="wp-caption alignright" style="width: 250px"><a href="http://auttr.com/blog/niada-certified-in-new-england/niada-logo-niada-cert-111610/" rel="attachment wp-att-5791"><img src="http://auttr.com/files/2010/11/NIADA-LOGO-NIADA-Cert-111610.jpeg" alt="NIADAcertified.com" title="NIADA LOGO NIADA Cert 111610" width="240" height="173" class="size-full wp-image-5791" /></a><p class="wp-caption-text">NIADAcertified.com</p></div>
]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>NIADA Certified Used Cars &#8211; NIADA Certified CPO</title>
		<link>http://auttr.com/blog/2010/10/29/niada-certified-used-cars-niada-certified-cpo/</link>
		<comments>http://auttr.com/blog/2010/10/29/niada-certified-used-cars-niada-certified-cpo/#comments</comments>
		<pubDate>Fri, 29 Oct 2010 15:38:59 +0000</pubDate>
		<dc:creator>L.J. Marhefka</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[L.J. King and Associates]]></category>
		<category><![CDATA[L.J. Marhefka]]></category>
		<category><![CDATA[niada]]></category>
		<category><![CDATA[niada certified]]></category>
		<category><![CDATA[NIADA Certified Preowned]]></category>
		<category><![CDATA[NIADA Certified Used Carws]]></category>
		<category><![CDATA[NIADA Certified Used Vehicles]]></category>
		<category><![CDATA[NIADA CPO]]></category>

		<guid isPermaLink="false">http://auttr.com/?p=5642</guid>
		<description><![CDATA[L.J. Marhefka, NIADA Certified National Trainer.  Visit NIADA Certified Pre-Owned, NIADA Certified, NIADA CPO at www.NIADAcertified.com]]></description>
			<content:encoded><![CDATA[<div id="attachment_5643" class="wp-caption aligncenter" style="width: 310px"><a href="http://niadacertified.com"><img src="http://auttr.com/files/2010/10/NIADA-CERTIFIED-73kb.jpg" alt="NIADA Certified Vehicles NIADA CPO" title="NIADA CERTIFIED 73kb" width="300" height="217" class="size-full wp-image-5643" /></a><p class="wp-caption-text">Visit NIADA Certified at www.NIADAcertified.com</p></div>
<p>Visit the NIADA Certified &#8211; NIADA Certified Used Cars &#8211; NIADA Certified CPO Group on Auttr.com.  Visit the group at:  http://auttr.com/groups/niada-certified-pre-owned-program or <a href="http://auttr.com/groups/niada-certified-pre-owned-program">CLICK HERE.</a></p>
<p>For more information on NIADA Certified Vehicles, go to www.NIADAcertified.com.</p>
<p>L.J. Marhefka<br />
NIADA Certified National Trainer</p>
]]></content:encoded>
			<wfw:commentRss>http://auttr.com/blog/2010/10/29/niada-certified-used-cars-niada-certified-cpo/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Auttr.com has a new look!</title>
		<link>http://auttr.com/blog/2010/10/29/auttr-com-has-a-new-look/</link>
		<comments>http://auttr.com/blog/2010/10/29/auttr-com-has-a-new-look/#comments</comments>
		<pubDate>Fri, 29 Oct 2010 04:54:59 +0000</pubDate>
		<dc:creator>L.J. Marhefka</dc:creator>
				<category><![CDATA[post]]></category>
		<category><![CDATA[auttr]]></category>
		<category><![CDATA[auttr.com]]></category>
		<category><![CDATA[keith whann]]></category>
		<category><![CDATA[L.J. King]]></category>
		<category><![CDATA[L.J. Marhefka]]></category>
		<category><![CDATA[the car counselor]]></category>

		<guid isPermaLink="false">http://auttr.com/blog/auttr-com-has-a-new-look/</guid>
		<description><![CDATA[Hey everyone! Auttr.com has a new look and I like it! Check it out at www.auttr.com. What do you think?]]></description>
			<content:encoded><![CDATA[<p>Hey everyone!  Auttr.com has a new look and I like it!  Check it out at www.auttr.com.  What do you think?</p>
]]></content:encoded>
			<wfw:commentRss>http://auttr.com/blog/2010/10/29/auttr-com-has-a-new-look/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Related Finance Companies&#8230;</title>
		<link>http://auttr.com/blog/2010/10/22/related-finance-companies/</link>
		<comments>http://auttr.com/blog/2010/10/22/related-finance-companies/#comments</comments>
		<pubDate>Fri, 22 Oct 2010 20:28:58 +0000</pubDate>
		<dc:creator>L.J. Marhefka</dc:creator>
				<category><![CDATA[post]]></category>
		<category><![CDATA[keith whann]]></category>
		<category><![CDATA[L.J. King and Associates]]></category>
		<category><![CDATA[L.J. Marhefka]]></category>
		<category><![CDATA[niada]]></category>
		<category><![CDATA[the car counselor]]></category>

		<guid isPermaLink="false">http://auttr.com/blog/related-finance-companies/</guid>
		<description><![CDATA[Here is a copy of the IRS RFC CHECKSHEET Is the RFC a separate legal entity from the dealership? Does the RFC meet all state licensing requirements? Does the RFC maintain proper business licenses? Does the RFC comply with title and lien holder laws? Does the RFC have adequate capital to purchase the notes? Does <a href="http://auttr.com/blog/2010/10/22/related-finance-companies/" rel="bookmark">(Read more)</a>]]></description>
			<content:encoded><![CDATA[<p>Here is a copy of the IRS RFC CHECKSHEET</p>
<p>Is the RFC a separate legal entity from the dealership?<br />
Does the RFC meet all state licensing requirements?<br />
Does the RFC maintain proper business licenses?<br />
Does the RFC comply with title and lien holder laws?<br />
Does the RFC have adequate capital to purchase the notes?<br />
Does the RFC have its own address and operate from separate facilities?<br />
Does the RFC maintain its own books separate from the dealership?<br />
Does the RFC have its own phone number?<br />
Does the RFC have its own employees?<br />
Does the RFC compensate the employees directly?<br />
Does the RFC pay its own expenses?<br />
Does the RFC maintain its own bank accounts separate from the dealership?</p>
<p><span id="more-5544"></span><br />
Operation:<br />
Does the lien holder on the finance contract change from the dealer to the RFC?<br />
Does the dealership notify the customer that the finance contracts have been sold?<br />
Does the RFC pay the dealership for the contracts at the time of purchase?<br />
Does the RFC purchase contracts from unrelated parties?<br />
Does the RFC have written contracts with the dealership?<br />
If so, do the agreements state how the discount rates are determined?<br />
Does the discount rate approximate the actual loss experience?<br />
Are the financial contracts non-recourse?<br />
Does the RFC handle repossessions?<br />
Does the dealership sell any finance contracts to any unrelated finance companies?<br />
Does the RFC report income on a pro-rata basis?<br />
Did the profit reported on the initial sale of the vehicle exceed the loss on the sale of the finance company?<br />
Does the RFC have a business purpose?<br />
Did the RFC investigate items such as the borrower&#8217;s credit history, length of the note, age of the vehicle, and payment history prior to determining the value of the note?</p>
<p>Do you have a RFC and if so, is it properly formed and properly operated?</p>
<p>L.J. Marhefka<br />
L.J. King and Associates<br />
LJ@LJKing.com</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>FTC Buyers Guide &#8211; FAQ</title>
		<link>http://auttr.com/blog/2010/10/17/ftc-buyers-guide-faq/</link>
		<comments>http://auttr.com/blog/2010/10/17/ftc-buyers-guide-faq/#comments</comments>
		<pubDate>Sun, 17 Oct 2010 16:48:43 +0000</pubDate>
		<dc:creator>L.J. Marhefka</dc:creator>
				<category><![CDATA[post]]></category>
		<category><![CDATA[keith whann]]></category>
		<category><![CDATA[L.J. King and Associates]]></category>
		<category><![CDATA[L.J. Marhefka]]></category>
		<category><![CDATA[niada certified]]></category>
		<category><![CDATA[NIADA Certified Preowned]]></category>
		<category><![CDATA[the car counselor]]></category>

		<guid isPermaLink="false">http://auttr.com/blog/ftc-buyers-guide-faq/</guid>
		<description><![CDATA[When the Manufacturer’s Warranty still exists on the vehicle you are offering for sale, check the WARRANTY box and place this EXACT language in the SYSTEMS COVERED / DURATION section: “MANUFACTURERS WARRANTY STILL APPLIES. The manufacturer’s original warranty has not expired on the vehicle. Consult the manufacturer’s warranty booklet for details as to warranty coverage, <a href="http://auttr.com/blog/2010/10/17/ftc-buyers-guide-faq/" rel="bookmark">(Read more)</a>]]></description>
			<content:encoded><![CDATA[<p>When the Manufacturer’s Warranty still exists on the vehicle you are offering for sale, check the WARRANTY box and place this EXACT language in the SYSTEMS COVERED / DURATION section:</p>
<p>“MANUFACTURERS WARRANTY STILL APPLIES. The manufacturer’s original warranty has not expired on the vehicle. Consult the manufacturer’s warranty booklet for details as to warranty coverage, service location, etc.”</p>
<p>L.J. Marhefka<br />
L.J. King and Associates</p>
<p>Are you a NIADA Certified Preowned Dealer?  Find out more about the NIADA Certified Preowned Dealer Community &#8211; www.niadacertified.com<br />
<div id="attachment_5489" class="wp-caption alignleft" style="width: 310px"><a href="http://ljking.com"><img src="http://auttr.com/files/2010/10/FTC-Buyers-Guide-LJ-Marhefka-300x225.jpg" alt="Keith Whann FTC Buyers Guide independent dealer.com" title="FTC Buyers Guide LJ Marhefka" width="300" height="225" class="size-medium wp-image-5489" /></a><p class="wp-caption-text">FTC Buyers Guide Requirements  independentdealer.com</p></div></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Please welcome Diane Wood from Matthews &#8230;</title>
		<link>http://auttr.com/blog/2010/10/05/please-welcome-diane-wood-from-matthews/</link>
		<comments>http://auttr.com/blog/2010/10/05/please-welcome-diane-wood-from-matthews/#comments</comments>
		<pubDate>Tue, 05 Oct 2010 21:30:13 +0000</pubDate>
		<dc:creator>L.J. Marhefka</dc:creator>
				<category><![CDATA[status]]></category>
		<category><![CDATA[keith whann]]></category>
		<category><![CDATA[L.J. King and Associates]]></category>
		<category><![CDATA[L.J. Marhefka]]></category>
		<category><![CDATA[the car counselor]]></category>

		<guid isPermaLink="false">http://auttr.com/blog/please-welcome-diane-wood-from-matthews/</guid>
		<description><![CDATA[Please welcome Diane Wood from Matthews Motor Company to Auttr.com!]]></description>
			<content:encoded><![CDATA[<p>Please welcome Diane Wood from Matthews Motor Company to Auttr.com!</p>
]]></content:encoded>
			<wfw:commentRss>http://auttr.com/blog/2010/10/05/please-welcome-diane-wood-from-matthews/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Completing the FTC Buyers Guide When the Manufacturers Warranty Still Exists</title>
		<link>http://auttr.com/blog/2010/08/30/completing-the-ftc-buyers-guide-when-the-manufacturers-warranty-still-exists/</link>
		<comments>http://auttr.com/blog/2010/08/30/completing-the-ftc-buyers-guide-when-the-manufacturers-warranty-still-exists/#comments</comments>
		<pubDate>Mon, 30 Aug 2010 10:51:13 +0000</pubDate>
		<dc:creator>L.J. Marhefka</dc:creator>
				<category><![CDATA[post]]></category>
		<category><![CDATA[compliance]]></category>
		<category><![CDATA[FTC buyer's guide]]></category>
		<category><![CDATA[keith whann]]></category>
		<category><![CDATA[L.J. King and Associates]]></category>
		<category><![CDATA[L.J. Marhefka]]></category>
		<category><![CDATA[the car counselor]]></category>

		<guid isPermaLink="false">http://auttr.com/blog/completing-the-ftc-buyers-guide-when-the-manufacturers-warranty-still-exists/</guid>
		<description><![CDATA[Here is the answer to your question: When the Manufacturer&#8217;s Warranty still exists on the vehicle you are offering for sale, check the WARRANTY box and place this exact language in the SYSTEMS COVERED / DURATION section: &#8220;MANUFACTURERS WARRANTY STILL APPLIES. The manufacturer&#8217;s original warranty has not expired on the vehicle. Consult the manufacturer&#8217;s warranty <a href="http://auttr.com/blog/2010/08/30/completing-the-ftc-buyers-guide-when-the-manufacturers-warranty-still-exists/" rel="bookmark">(Read more)</a>]]></description>
			<content:encoded><![CDATA[<p>Here is the answer to your question:</p>
<p>When the Manufacturer&#8217;s Warranty still exists on the vehicle you are offering for sale, check the WARRANTY box and place this exact language in the SYSTEMS COVERED / DURATION section:</p>
<p>&#8220;MANUFACTURERS WARRANTY STILL APPLIES.  The manufacturer&#8217;s original warranty has not expired on the vehicle.  Consult the manufacturer&#8217;s warranty booklet for details as to warranty coverage, service location, etc.&#8221; </p>
<p>Thanks again for the question!</p>
<p>L.J. Marhefka<br />
L.J. King and Associates</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The group avatar is up for the Carolina &#8230;</title>
		<link>http://auttr.com/blog/2010/08/28/the-group-avatar-is-up-for-the-carolina/</link>
		<comments>http://auttr.com/blog/2010/08/28/the-group-avatar-is-up-for-the-carolina/#comments</comments>
		<pubDate>Sat, 28 Aug 2010 21:47:28 +0000</pubDate>
		<dc:creator>L.J. Marhefka</dc:creator>
				<category><![CDATA[status]]></category>
		<category><![CDATA[keith whann]]></category>
		<category><![CDATA[L.J. King and Associates]]></category>
		<category><![CDATA[L.J. Marhefka]]></category>
		<category><![CDATA[niada]]></category>
		<category><![CDATA[the car counselor (25)]]></category>
		<category><![CDATA[The CIADA]]></category>

		<guid isPermaLink="false">http://auttr.com/blog/the-group-avatar-is-up-for-the-carolina/</guid>
		<description><![CDATA[The group avatar is up for the Carolina Independent Automobile Dealers Association Group on Auttr.com. Visit http://auttr.com/groups/ciada-dealers for more. THE CIADA!]]></description>
			<content:encoded><![CDATA[<p>The group avatar is up for the Carolina Independent Automobile Dealers Association Group on Auttr.com.  Visit http://auttr.com/groups/ciada-dealers for more.   THE CIADA!</p>
<div id="attachment_5046" class="wp-caption alignleft" style="width: 160px"><a href="http://auttr.com/?attachment_id=5046" rel="attachment wp-att-5046"><img src="http://auttr.com/files/2010/08/The-CIAFA-GIF-150x150.gif" alt="The Carolina Independent Automobile Dealers Association" title="The CIAFA GIF" width="150" height="150" class="size-thumbnail wp-image-5046" /></a><p class="wp-caption-text">The CIADA</p></div>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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